Community Based Medicaid for Home Care Services

Unlike Medicaid benefits for Nursing Home care, there is NO look-back period for Medicaid Home Care benefits. This means that an individual can transfer assets one month and be eligible for Medicaid benefits the next month if they meet the following three requirements:

  1. The applicant’s financial resources are below $15,450.00 exclusive of qualified assets. Qualified assets are retirement (pre-taxed) assets such as IRAs, 401Ks, and 403Bs.
  2. The applicant’s income is less than $859.00 per month. If the applicant’s income is greater than $859.00 and they are deemed disabled they can transfer their excess income into a pooled trust account and use these monies to pay non-medical expenses such as household bills.
  3. The applicant is in need of home care services as determined by a medical assessment completed by both a Maximus and a Managed Long-Term Care (MLTC) plan.

Because of the number of individuals seeking Home Care benefits and the limited number of MLTC’s offering services, it can take several months to get services in place therefore it is important to begin the application process as soon as possible. Contact our office for more information on how to get long term home care services.

Posted in: Elder Law & Special Needs